On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state.

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

SACRAMENTO, Calif. - A number of new laws pertaining to homeowners' insurance go into effect January 1. As the struggle with ...

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

Home insurers are tightening their standards, and you are being asked to prove more about your property, your belongings, and ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Home insurance costs continue to rise, introducing a new factor to the housing affordability equation and impacting homebuyers.