Steven Nickolas is a writer and has 10+ years of experience working as a consultant to retail and institutional investors. Somer G. Anderson is CPA, doctor of accounting, and an accounting and finance ...

Mortgage brokers may offer rates that are lower than a bank's posted or discounted rates. Homewise Mortgage Disclaimer:These rates do not include taxes, fees, and insurance. Your actual rate and loan ...

BMO offers both a Smart Fixed closed mortgage and a fixed-rate closed mortgage. Here’s the difference between the two: With any closed mortgage, you can prepay a certain amount each year without ...

This program, created for permanent residents who have been in Canada for five years or less, helps newcomers secure a mortgage to buy their first home in Canada. Scotiabank offers the Scotia Second ...

As of October 30, 2025, RBC’s prime rate is 4.45%. RBC’s prime rate is the basis for its variable-rate lending products, like mortgages, credit cards and lines of credit. When the Bank of Canada ...